Financial Tools
Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.
Financial Calculators
Find out how much interest you can save by increasing your monthly auto loan payment.
This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Should you lease your next automobile or finance it? Find out with this calculator!
Find out how many and what price you must sell your product at to make a profit.
Should your business consolidate its debt? Use this calculator to find out.
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Should you lease your equipment or finance it? Find out with this calculator!
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
Use this calculator as a starting point for your debt management plan.
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.
This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
How can a variable annuity help you save for retirement? Use this calculator to find out.
Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
Use this calculator to see how long your investment savings can last once you begin taking distributions.
Use this calculator to determine the annual rate of return of known lump sum starting and ending amount.
This calculator can help you determine exactly what it might take to return your to your original investment balance.
Use this calculator to determine the how much needs to be invested now to achieve a future goal. The total amount required immediately is reduced by the present value of a stream of additional deposits.
This calculator is designed to help compare a normal taxable investment vs. a tax deferred investment.
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you.
How big of a home equity line of credit can you receive? Use this calculator to find out!
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
This calculator shows you the possible savings by starting to pay your current mortgage with bi-weekly payments, instead of monthly payments.
Use this calculator to determine your maximum FHA mortgage and cash needed for closing.
Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.
Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Use this calculator to determine your monthly payment and amortization schedule.
Can you buy your dream home? Find out just how much you can afford!
Are you better off buying your home, or should you continue to rent?
This works just like a pocket calculator.
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
Analyze your budget, see where your money goes and find out where you can improve!
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
Use this calculator to how a 401(k) with profit sharing plan can help you save for retirement..
There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
Use this calculator to help determine whether a Roth or Pre-tax 457 might be best for you.
If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.
Use this calculator to determine how losing this important retirement asset could affect you.
Spending your IRA before your retire can be a costly decision. See how taking your out IRA early could cost you thousands of dollars both in taxes and lost earnings.
Use this calculator to help decide between joint survivorship and single survivorship pension options.
Use this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement.
Quickly determine if your retirement plan is on track - and learn how to keep it there.
Plan your retirement with pension and possible retirement employment income. Find out if you are on track - and learn how to stay there.
Use this calculator to determine which 403(b) contribution type might be right for you
This calculator will show the advantage, if any, of converting your IRA to a Roth.
Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
Use this calculator to determine which IRA may be right for you.
See how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings.
Use this calculator to estimate your Social Security benefits.
How can contributing to a regular IRA help you in your retirement?
Use this calculator to help develop or fine tune your education savings plan.
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Find out when your savings plan may make you a millionaire!
Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.
Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
Use this calculator to help you determine the impact of changing your payroll deductions.
Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth.
Use this calculator to help you determine your paycheck for hourly wages.
Determine the gross paycheck needed to provide a required net amount.
Use this calculator to help you determine the impact of changing your payroll deductions.
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for tax year 2019.
Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.